The Ways to Work Vehicle Loan Program

The Ways to Work Vehicle Loan Program provides low-interest car loans and education to parents who can’t get access to conventional credit. This program helps give you the tools for financial success and can help you overcome critical situations that may affect your family stability.

Participants find that a car improves their family’s quality of life. They are no longer solely dependent on public transportation for commuting to work, dropping a child off at daycare, or running errands. Besides stabilizing or improving your employment situation, the program can provide you with education to start building a stable financial future and help improve your overall credit history.

Our Programs Work

A reliable vehicle helps reduce transportation time
On time loan payments improve your credit score and overall credit history

Loan requests are granted to hardworking parents with challenging credit histories who face transportation barriers which may interfere with their ability to maintain self-sufficiency. Loan amounts are up to $8,000 and up to 36 months, with a low interest rate of 8% for the purchase of a pre-owned, reliable vehicle. Eligibility requirements (at this time) are as follows:

Live or work in San Mateo or Santa Clara County
Continuous employment for at least 3 months
Involved parent(s) of dependent child(ren)
Annual household income up to $71,000 (for a family of 3)
Have disposable income sufficient to repay the loan
Valid driver’s license

Financial Workshop Schedule

Interested in learning more about the Ways to Work program and how you can get involved? We invite you to attend an upcoming workshop!

Click here to view the San Mateo County workshop schedule
Click here to view the Santa Clara County workshop schedule

Take the Next Step

If you are a hardworking parent ready to take the next step towards financial empowerment, start the application process today and contact us at (650) 403-4300 x4105 or (408) 369-3670 or fbajana@peninsulafamilyservice.org.

Ways to Work

The Ways to Work program receives major support from the following sponsors:

About Ways to Work

Ways to Work (WtW) is a unique Community Development Financial Institution based in Milwaukee, WI. Through a network of loan offices across the country, WtW provides financial education and small, short-term, low-interest loans to working families with challenging credit histories. Agencies that operate the program are members of the Alliance for Children and Families, a sister company to WtW. Both companies are part of the Families International, Inc. group companies based in Milwaukee. www.waystowork.org

NEED A HAND?

Peninsula Family Service has programs that can help you.