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Financial Empowerment Program Update

Financial Empowerment before COVID-19 Driving to the Future Carlos supports his wife and three young daughters by working for several delivery services. His livelihood is centered around owning a functioning car. He was at the repair shop more than at work  and knew that it was time to buy a reliable vehicle. Carlos saw an advertisement for our DriveForward Electric  loan program at his daughter’s preschool. A PFS Credit Specialist met with Carlos to create…

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Drive Forward EV Financial Assistance Program with the City of San José 

To help low- and moderate-income residents buy a new or used EV, the City of San José has partnered with Peninsula Family Service to launch the DriveForward EV Financial Assistance Program. The agencies will host three FREE 90-minute virtual workshops, accessible online and by phone on Saturday, August 29 (hosted in English) from 10 a.m.- 12 p.m., Saturday, September 26 (hosted in Spanish) from 10 a.m. to 12 p.m., and Saturday, October 10 (hosted in…

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Financial Empowerment Innovating Online

Our Financial Empowerment program staff have been busy shifting to remote services. In-person financial education workshops have moved online, and our staff are working by phone to meet the needs of our participants. Each current participant with a loan has been contacted to find out how we can help. Many of our loan holders have been able to obtain loan deferrals. Other participants who are in need of groceries and essential needs have been given…

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PFS Announces Partner Spotlight for 2019

Our long-standing DriveForward program provides affordable interest rates on vehicle loans for those who qualify. By combining professional financial counseling and assistance with thoughtful budgeting, we help participants end the cycle of financial instability and rebuild credit. In March, Peninsula Family Service (PFS) and Peninsula Clean Energy (PCE) partnered to form the DriveForward Electric program, an incentive for DriveForward auto loan participants to receive $4,000 if they choose to purchase a used plug-in hybrid electric…

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Listen for Good

As part of our strategic goal to provide high-quality programs aligned with community needs, we conduct evaluations to understand the measurable impact of our programs on our participants, and to identify areas for improvement. Developing assessment tools that effectively capture participant feedback is always a challenge, thus we were fortunate to partner with Fund for Shared Insight and Sand Hill Foundation to adopt the Listen for Good program. The Listen for Good model provides a…

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Best Nonprofits to work for in SF Bay Area

Peninsula Family Service (PFS) has been featured as one of twenty-seven best nonprofits to work for in the SF Bay Area per the job search website Localwise. The staff at PFS are thrilled to be featured on the list. Bert Valerio, a treasured staff member, summed up our reaction best, “Something in our work culture makes it unique to stand out among the best in the Bay Area, as in this listing of top non-profits…

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A Tale of Perseverance, Teamwork, and Positivity

Timothy is a big man towering at 6’6” and his presence can be intimidating. However, when he speaks we quickly see that he is a soft-spoken gentleman with a kind demeanor and good attitude. Timothy found Peninsula Family Service (PFS) by applying to the DriveForward auto loan program. As Aileen Ochoa, our financial empowerment coordinator, worked with Timothy, it became clear that he should enroll in our Senior Community Service Employment Program (SCSEP), to gain…

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New Partnership Rewards DriveForward Program Participants

A new partnership between Peninsula Family Service and Peninsula Clean Energy enables qualified DriveForward program participants to increase vehicle affordability, decrease annual costs, and help our regional environment. Participants who are approved for a DriveForward car loan, and meet the criteria to purchase a plug-in hybrid electric vehicle (PHEV), will have the cost of their car reduced by $4,000 through a grant provided by Peninsula Clean Energy. Examples of eligible, affordable vehicles include the Chevy…

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Join our Upcoming Credit Building Workshop

For many Americans, establishing, repairing or maintaining their credit is a daunting task. Student loans, credit card debt and the high cost of living makes it very difficult to make ends meet. According to the Federal Reserve Bank of New York, the average credit card debt per household is $8,683 for those of us who do not pay our credit card balances in full each month. At Peninsula Family Service, we believe that financial education…

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DriveForward: James’ road to a brighter future

When James, a 52-year-old mechanic, found it difficult to qualify for a car loan due to his credit, Peninsula Family Service’s Financial Empowerment program was there to help. The training helped James create a plan to manage his money and slowly build up his credit. As James’ credit went back up, he was able to qualify for a car loan with a reasonable interest rate through the DriveForward program. “I had never dreamed of buying…

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